(423) 894-1295 Chattanooga, TN

About Us


Jim Gaines

Agency Principal

Jim Gaines has a Bachelor of Science Degree in Organizational Management from Covenant College. His background includes sales, underwriting, claims and account management expertise with small and large groups. Experience also includes claims adjudication and intervention with any service issue. He has substantial experience in conducting market analysis to determine best rates to meet individual and/or company needs and objectives. His primary focus is group and individual employee benefits for the life and health arena.